.hvm-topic-jumps {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 26px;
}
.hvm-topic-jumps a {
  padding: 9px 15px;
  border: 1px solid var(--line, #dce6ed);
  border-radius: 30px;
  background: #fff;
  color: var(--navy, #173f70);
  font-weight: 700;
  text-decoration: none;
}
.hvm-topic-jumps a:hover,
.hvm-topic-jumps a:focus-visible {
  border-color: var(--cyan, #34bfc9);
  text-decoration: underline;
}
.hvm-education-note,
.hvm-urgent {
  max-width: 980px;
  padding: 16px 20px;
  border-radius: 12px;
}
.hvm-education-note {
  margin: 28px 0 0;
  border-left: 4px solid var(--cyan, #34bfc9);
  background: var(--soft, #f0f7fa);
}
.hvm-urgent {
  margin: 14px 0 0;
  border: 1px solid #e8ce9b;
  background: #fff9ec;
  color: #563d13;
}
.hvm-topic-section { scroll-margin-top: 100px; }
.hvm-topic-section .section-heading { margin-bottom: 26px; }
.hvm-topic-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: start;
  gap: 14px;
}
.hvm-topic {
  min-width: 0;
  border: 1px solid var(--line, #dce6ed);
  border-radius: 14px;
  background: #fff;
  overflow: hidden;
}
.hvm-topic:target { border-color: var(--cyan, #34bfc9); }
.hvm-topic summary {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 15px;
  padding: 19px 22px;
  color: var(--navy, #173f70);
  font-weight: 800;
  cursor: pointer;
  list-style: none;
}
.hvm-topic summary::-webkit-details-marker { display: none; }
.hvm-topic summary:hover { background: var(--soft, #f0f7fa); }
.hvm-topic summary:focus-visible {
  outline: 3px solid var(--cyan, #34bfc9);
  outline-offset: -3px;
}
.hvm-topic__plus {
  display: grid;
  place-items: center;
  flex: 0 0 29px;
  width: 29px;
  height: 29px;
  border-radius: 50%;
  background: var(--soft, #f0f7fa);
  font-size: 1.25rem;
  line-height: 1;
}
.hvm-topic[open] .hvm-topic__plus { transform: rotate(45deg); }
.hvm-topic__body { padding: 0 22px 22px; }
.hvm-topic__body p + p,
.hvm-topic__body ul + p { margin-top: 13px; }
.hvm-topic__body ul { margin: 8px 0 13px; padding-left: 24px; }
.hvm-topic__body li + li { margin-top: 4px; }
.hvm-education-end {
  background: var(--navy, #173f70);
  color: #fff;
}
.hvm-education-end h2 { color: #fff; }
.hvm-education-end p { margin-top: 10px; max-width: 670px; }
.hvm-education-end .eyebrow { color: #b7eeeb; }
.hvm-education-end__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}
.hvm-education-end .cta { flex-shrink: 0; }
@media (max-width: 900px) {
  .hvm-education-end__inner { align-items: start; flex-direction: column; }
}
@media (max-width: 640px) {
  .hvm-topic-grid { grid-template-columns: 1fr; }
  .hvm-topic summary { padding: 17px 18px; }
  .hvm-topic__body { padding: 0 18px 20px; }
}